A 32-question interactive assessment
A structured set of questions that shows how you actually make money decisions, and the quiet habits behind the spending and saving you already do.
Behaviour change for everyday money habits
Discover the patterns behind your money habits and make more deliberate spending and saving decisions. Take the 32-question assessment to explore your two strongest patterns. Then use the practical exercises and Five Step SOLVE Method in the 50-page Reset Your Money Patterns ebook to practise different responses.
Your local currency amount and any applicable taxes or fees will be shown at checkout.
Access the assessment on your computer, tablet or phone.
Name it → Change it
Many spending and saving decisions happen quickly, driven by triggers we rarely stop to notice. The aim is not willpower or restriction. It is awareness: recognising your two strongest money patterns and practising a different response in the moment. Small, deliberate shifts repeated over time are what change a habit.
Spot the feeling, situation or thought that sets a familiar money response in motion. When you can name the pattern, you can see it coming rather than only noticing it afterwards.
With the trigger named, you can rehearse a steadier choice in the moment. This is behaviour built with practice, not a promise of wealth or guaranteed savings. It is a more deliberate way of deciding.
The assessment and ebook are included together for US$29. One purchase, both tools.
A structured set of questions that shows how you actually make money decisions, and the quiet habits behind the spending and saving you already do.
Your results identify your two strongest money patterns, so you know exactly which responses to watch for.
A 50-page companion ebook containing the Five Step SOLVE Method and practical exercises you can return to again and again.
Buy through Whop for US$29. A single payment, no subscription.
Open the interactive 32-question assessment online, at your own pace.
See your two strongest money patterns and what tends to drive them.
Get Reset Your Money Patterns and work through the exercises.
Created by
Dr Belynder Walia
Psychotherapist, author and founder of Serene Lifestyles
The approach
Dr Belynder Walia is a psychotherapist, author and the founder of Serene Lifestyles. Her work treats everyday money habits the way a therapist treats any learned behaviour: with curiosity rather than judgement, and with practical tools rather than blame.
The assessment and the Five Step SOLVE Method grow from this same approach, grounded in understanding the emotional triggers behind our decisions, and in practising a different response. The aim is deliberate, repeatable change you can carry into real moments, not a one-off fix.
One simple offer
One-time payment. Assessment and ebook included.
Your local currency amount and any applicable taxes or fees will be shown at checkout.
Start Changing My Money HabitsBoth tools, one purchase. Download the ebook and access the assessment through Whop.
Everything you'd want to know before you start.
A 32-question interactive assessment, your results identifying your two strongest money patterns, and the 50-page Reset Your Money Patterns ebook with the Five Step SOLVE Method and practical exercises, all for US$29.
After your one-time purchase through Whop, you access the assessment online, review your results, and then download the companion ebook.
No. It is a single one-time payment of US$29. There is no subscription and no recurring charge.
No. This is a personal development and educational resource, not financial advice.
Name the pattern. Change the response.
Start Changing My Money Habits